The judgment
否：之匪人，不利君子貞，大往小來。
Standstill. It is not a time for the wrong people to act, and it does not help a capable person to stay rigid. The great departs and the small arrives.
Received text; plain English after the Chinese. Source: 周易經傳 (public-domain). Passage: hex12.judgment.
The image
象曰：天地不交，否。君子以儉德闢難，不可榮以祿。
Heaven and earth do not meet: standstill. A capable person trims their life to avoid trouble and does not let rank or salary become a reward that traps them.
Received text; plain English after the Chinese. Source: 周易經傳 (public-domain). Passage: hex12.image.
When the channels are closed, reduce; do not perform.
The six lines
Each line is a stage, from the bottom of the hexagram to the top. Open any line to read it in plain English.
初六 拔茅茹，以其夤，貞吉亨。 Pull a reed and the root comes too. Stay true, and the group that moves together finds good fortune.
Pull a reed and the root comes too. Stay true, and the group that moves together finds good fortune.
六二 包承。 小人吉，大人否亨。 Holding and bearing. For a small person this is lucky; for a great one, staying out of it is the way through.
Holding and bearing. For a small person this is lucky; for a great one, staying out of it is the way through.
六三 包羞。 Carrying shame quietly. This line names the cost of staying inside a situation that does not fit.
Carrying shame quietly. This line names the cost of staying inside a situation that does not fit.
九四 有命無咎，疇離祉。 There is an order, and it brings no blame. The people around you share the benefit.
There is an order, and it brings no blame. The people around you share the benefit.
九五 休否，大人吉。 其亡其亡，系於苞桑。 The standstill eases, and the capable person is lucky. Keep saying 'it may fall, it may fall,' and tie yourself to the mulberry roots.
The standstill eases, and the capable person is lucky. Keep saying 'it may fall, it may fall,' and tie yourself to the mulberry roots.
上九 傾否，先否後喜。 The standstill tips over. First comes the block, then the joy: the end of a closed season.
The standstill tips over. First comes the block, then the joy: the end of a closed season.